social security timing.

Choosing the right time to start collecting Social Security benefits is a pivotal decision in your retirement journey. The age at which you begin impacts the amount you receive monthly, making it crucial to consider your unique financial situation, health, and long-term goals. Whether you opt for early retirement benefits at 62, wait until your Full Retirement Age (FRA), or delay benefits until age 70 for maximum payouts, understanding the timing that aligns best with your needs is key to securing a comfortable retirement future..